Home Improvement Loan Programs

The Washington County CDA administers a number of loan programs that can help you to finance critical improvements to your home. These funds can be used for just about anything that makes your home safer or more energy efficient. Things like:

• Replacing a roof

• Plumbing or electrical work

• Accommodating a resident’s physical disability

• Or correcting building code violations.

Income requirements are listed below and vary by program. Some programs have restrictions on additional assets, and all require that you own the home and are current on any mortgage payments. If you’re interested in applying or would like more information, please review this PDF file, which outlines the various programs that are available to residents as well as the income guidelines for each program. Then complete a pre-application at this link https://portal.neighborlysoftware.com/WASHINGTONCOUNTYCDA/Participant. You will need to upload your most current income statements and mortgage statements to determine your eligibility for the waitlist. After your pre-application is reviewed, if you meet the eligibility requirements your name will be added to the waiting list. Questions? Give Elena a call at 651-202-2823.

Septic System Financial Assistance Programs

If you’re a homeowner with a failing septic system, we can help. Through a partnership with Washington County, we have loan and grant funds available to help rural residents update their noncompliant subsurface sewage treatment systems. Detailed information and application materials can be found on the Washington County website. Or give CDA project manager Kristen Scobie a call at 651.379.9358 and let her help you with your questions about applying.

Split Level Remodeling

About 15 years ago, Robert Gerloff Residential Architects solicited comments from homeowners about what they liked, disliked, and would change about their 1960’s or 70’s split-level or split-entry house. Based on these comments, Gerloff developed a number of remodeling plans designed to overcome some of the structural obstacles that often make split-level homes less desirable to homebuyers. To this day, it remains one of our most popular homeowner resources, as owners and buyers alike look for solutions to cramped kitchens, too-small bedrooms, and a lack of openness in floor plans and layouts. The planbook offers homeowners and potential buyers great remodeling ideas that can improve the livability, curb appeal, and long-term market value of their home. Download your copy here today!